Step 1
Acquire your tax return. If you have lost or lost your tax return, you can contact the IRS Assist Line by calling (800) 829-4933. You can request a copy be mailed for you. If you used a tax preparation service, you might be able to do directly to them for a copy.
Step two
Compare checking accounts at different banks. Inquire about month-to-month fees, amount of deposit required to open the accounts and service charges. Some banks also offer cash back incentives on purchases if you use a debit card. Select the bank that meets your individual banking needs.
Step 3
Sign up through the bank's recognized website. Most banks allow you to establish a bank account online. You will need to provide your basic information for example your Social Security number. Keep in mind that additionally you must pass the banking history check performed by Chex Techniques. If you had bad bank accounts in the previous, you may be turned down for a checking accounts.
Step 4
Verify your identity. If you are opening the account in a bank and have no existing accounts there, you is going to be contacted to verify the information that you provided inside your application to confirm your identity. If you are without having photo identification, you may be able to bring your own tax return as identification. Contact the bank's customer service line to ask about acceptable forms of identification. The process will depend about the bank. Many will mail you forms to complete as well as sign. They may request a copy of your various types of identification. Some banks may require you to visit the neighborhood branch to submit the documents. Make a copy of the tax return. Provide utility bills or credit card claims confirming your name and address..